Belgaum Industrial Co-Operative Bank

ಸಹಕಾರದ ಪ್ರತೀಕ

Symbol of Co-Operation

Our Vision

Empowering financial freedom for all, through innovative solutions and exceptional customer service.

Our Mission

Our mission is to provide secure and accessible financial services that meet the diverse needs of our customers, while driving sustainable growth and social responsibility.

News & Events
Election Notification
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Amrit Vrishti Scheme

The specific tenor scheme of “444 days” (Amrit Vrishti) at Rate of Interest 7.25 % is…

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74th Annual General Meeting will be Held on Sunday 22/09/2024

Dear B Class share members, 74th Annual General Meeting will be held on Sunday 22/09/2024. Venue:…

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Net Profit FY 2023-24

Dear Members and share holder we are happy to inform you that bank is out of…

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New Website for Belgaum Industrial Co-operative Bank

We are glad to launch the website for Belgaum Industrial Co-operative Bank

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About Us

The Belgaum District Industrial Co-operative Bank Limited was established in the year 1948 and it was registered on 19th September, 1949 as co-operative society under central Act II of 1912 and its registration number is p-682. 

It was started with 14 co-operative societies and 32 individual members with initial capital pf RS 14,397, to carry on business activity with small societies and members. 

Later in the year 1990, it has got a license from Reserve Bank of India to carry on all type of Banking activities so this bank was converted in to Urban Co-operative bank and it was renamed as The Belgaum Industrial Co-Operative Bank Limited.

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Our Services

Our Deposit Schemes

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Saving Bank Deposit

SAVINGS BANK A/C It is an operative account which is opened by an individual in his own name or jointly with another person or persons and a minor person through his guardian

Current Deposit

Current account is an operative account and it will be opened for business purposes or facilitating large transactions

Fixed Deposit

Ideal to earn higher rate of interest, if the investor can spare money for a specified period of time. This deposit plan offers convenient solutions to both working class as well as senior citizens.

Recurring Deposit

Recurring deposit is beneficial to salaried class, monthly wage earners and those who are having monthly income for saving a fixed amount every month and obtaining handsome amount at the end of the selected period.

Gold Loan

A maximum of Rs.1,00,000/- is being advanced to members/non members against the pledge of Gold Jewellery. The period of repayment of the loan is 12 months.

Vehicle Loan

75% of the cost of the vehicle is being advanced to members. This loan is advanced for the purchase of 2 wheelers and 4 wheelers. The period of repayment of the loan is 60 months.

Loans On Deposits

Loan / overdraft facility against security of term deposit receipt / pass book will be sanctioned to the depositor (s) to the extent of 75% of the deposit amount / value.

Housing Loan

Loans for construction of residential houses and for repayment of debts by mortgaging the property can be availed on producing the required documentation of the bank. the period of repayment of the loan is 180 months.

Our Loans

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Established in the year 1948, the Belgaum Industrial Co-Operative Bank now has 5 branches in Belagavi district and its area of operation is entire Belagavi district except Athani Taluk.

Our Branches

Head Office

Belgaum Industrial Co-Operative Bank
5, Uday Dr. SPM Road,
Belagavi, Karnataka – 590001

0831-2489315
0831-2489436
bestcopbank@bibank.in

Khasbag Branch

Basaveshwar Circle,
Khasbag,
Belagavi, Karnataka – 590004

0831-2487089

Udyambag Branch

B-Class Shed, Old Canteen Building,
Industrial Estate, Udyambag Belagavi-590006

0831-2441005

Sankeshwar Branch

H No 1100, Azad Road Near,
Gandhi Chowk, Sankeshwar- 591313

08333-200190

Gokak Branch

Market, Gandhi Ground,
Gokak-591307

08332-225176
(The Belgaum Industrial Co-Operative Bank is registered with DICGC)
https://www.dicgc.org.in

RBI Guidelines

How to file a complaint?
KYC Guideines
Loan Guideines
https://www.rbi.org.in
https://cms.rbi.org.in
https://bankingombudsman.rbi.org.in